Disclaimer

 

The contents in this website is intended for your general information only and must not be construed as an offer or a recommendation to invest in our Funds and neither does it take into account any investor's particular circumstances. 

The following Prospectus and Information Memorandum (‘Offering Documents’) has been duly registered with the Securities Commission Malaysia:


Conventional:
  • CIMB-Principal Asset Management Berhad's Master Prospectus Issue No. 21 dated 30 June 2017

  • CIMB-Principal ASEAN Total Return Fund Prospectus Issue No. 3  dated 3 March 2017

  • CIMB-Principal Asia Pacific Dynamic Growth Fund Prospectus dated 25 April 2017

  • CIMB-Principal Asia Pacific Dynamic Income Fund Prospectus dated 31 May 2017

  • CIMB-Principal Asia Pacific Dynamic Mixed Asset Fund Prospectus dated 9 January 2017

  • CIMB-Principal Global Titans Fund Prospectus dated 25 January 2017

  • CIMB-Principal Deposit Fund 2 Prospectus dated 19 June 2017

  • CIMB-Principal Malaysia Equity Fund Prospectus dated 30 June 2017

  • CIMB-Principal Total Return Bond Fund Prospectus dated 23 January 2015, and its First Supplemental Prospectus dated 10 April 2015*

  • CIMB-Principal Total Return Bond Fund 2 Prospectus dated 3 February 2016, and its First Supplemental Prospectus dated 15 April 2016*

  • CIMB-Principal Total Return Bond Fund 3 Prospectus dated 11 July 2016*

  • CIMB-Principal Total Return Bond Fund 4 Prospectus dated 6 Sept 2016*

  • CIMB-Principal Total Return Bond Fund 5 Prospectus dated 13 Dec 2016*

  • CIMB-Principal Total Return Bond Fund 6 Prospectus dated 1 March 2017*

  • CIMB-Principal China Multi Asset Income Fund Information Memorandum dated 3 July 2017

  • CIMB-Principal Emerging Markets Multi Asset Fund Information Memorandum dated 6 January 2017 and its Supplemental Information Memorandum dated 14 March 2017

  • CIMB-Principal Global Dividend Maximiser Fund Information Memorandum dated 11 May 2015 and its Supplemental Information Memorandum dated 30 November 2015

  • CIMB-Principal Global Multi Asset Income Fund Information Memorandum dated 20 March 2014

  • CIMB-Principal Global Multi Asset Income Fund 2 Information Memorandum dated 10 February 2015

  • CIMB-Principal Preferred Securities Fund Information Memorandum dated 11 January 2017

  • CIMB-Principal US Mortgage Fund Information Memorandum dated 8 March 2017

  • CIMB-Principal Institutional Bond Fund 2 Information Memorandum Issue No. 9 dated 3 November 2016

  • CIMB-Principal Institutional Bond Fund 3 Information Memorandum Issue No. 2 dated 12 October 2010 and its First Supplemental Information Memorandum  dated 19 March 2015

  • CIMB-Principal Institutional Bond Fund 4 Information Memorandum Issue No. 2 dated 13 June 2012 and its First Supplemental Information Memorandum dated 19 March 2015*

  • CIMB-Principal Institutional Bond Fund 5 Information Memorandum dated  2 May 2013 and its First Supplemental Information Memorandum dated 19 March 2015

  • CIMB-Principal Institutional Bond Fund 7 Information Memorandum dated 1 July 2014 and its First Supplemental Information Memorandum  dated 19 March 2015

  • CIMB-Principal Wholesale Equity Fund Information Memorandum dated 6 July 2009* and  its First Supplemental Information Memorandum  dated 19 March 2015

  • CIMB-Principal Wholesale Deposit Fund 1 Information Memorandum Issue No. 3 dated 15 March 2013 and its First Supplemental Information Memorandum is dated 19 March 2015

  • CIMB-Principal Wholesale Deposit Fund 2 Information Memorandum Issue No. 2 dated 15 March 2013 and its First Supplemental Information Memorandum  dated 19 March 2015

  • CIMB-Principal Corporate Deposit Fund 1 Information Memorandum Issue No. 2 dated 31 December 2012 and its First Supplemental Information Memorandum  dated 19 March 2015

  • CIMB-Principal Structured Investment Wholesale Fund Information Memorandum Issue No. 1 dated 9 August 2012

  • CIMB-Principal Strategic Income Bond Fund 2 Prospectus dated 9 April 2012*

  • CIMB-Principal Strategic Income Bond Fund Prospectus dated 24 January 2011*

  • CIMB-Principal China Recovery Structured Fund Prospectus dated 20 April 2009*

  • CIMB-Principal China Direct Opportunities Fund Prospectus dated 8 March 2018

  

Shariah-compliant:

  • CIMB-Principal Asset Management Berhad's Master Prospectus (Shariah-compliant Funds) Issue No. 10 dated 30 June 2017

  • CIMB Islamic DALI Equity Theme Fund Prospectus Issue no. M3 dated 30 June 2017

  • CIMB Islamic Institutional Sukuk Fund Information Memorandum Issue No. 2 dated 30 June 2010 and its First Supplemental Information Memorandum dated 19 March 2015

  • CIMB Islamic Wholesale Money Market Fund Information Memorandum Issue No. 2 dated 31 December 2012 and its First Supplemental Information Memorandum dated 19 March 2015

  • CIMB Islamic Corporate Deposit Fund 1 Information Memorandum  dated 1 November 2013 and its First Supplemental Information Memorandum is dated 19 March 2015

 


We recommend that you read and understand the contents of these Offering Documents before investing and that you keep the said Offering Documents for your records. Any issue of units to which the Offering Documents relate will only to be made upon receipt of the completed application form referred to in and accompanying the Offering Documents, subject to the terms and conditions therein. You can obtain copies of the Offering Documents from the head office of CIMB-Principal Asset Management Berhad or from any of our approved distributors. There are fees and charges involved in investing in the funds. We suggest that you consider these fees and charges carefully prior to making an investment. Unit prices and income distributions, if any, may fall or rise. Past performance is not reflective of future performance and income distributions are not guaranteed. Product Highlights Sheet (PHS) is available and investors have the right to request for a PHS. The PHS and any other product disclosure document should be read and understood by investors before making any investment decision. You are also advised to read and understand the contents of the Financing for Investment in Unit Trust Risk Disclosure Statement/Unit Trust Loan Financing Risk Disclosure Statement before deciding to obtain financing/borrow to purchase units. Where a unit split/distribution is declared, you are advised that following the issuance of additional units/distribution, the NAV per unit will be reduced from pre-unit split NAV/cum-distribution NAV to post-unit split NAV/ex-distribution NAV; and where a unit split is declared, the value of your investment in Malaysian Ringgit will remain unchanged after the distribution of the additional units. All performance figures are extracted from Lipper.


The following are the specific risks associated with the investment portfolio of each Fund:

Fund Name

Investments in the Fund(s) are exposed to:

CIMB Islamic Al-Azzam Equity Fund

Stock specific risk, Liquidity risk, Credit and default risk, Interest rate risk

CIMB Islamic Asia Pacific Equity Fund

Stock specific risk, Country risk, Currency risk, Risks associated with investment in warrants and/or options, Credit and default risk

CIMB Islamic Balanced Fund

Stock specific risk, Credit and default risk, Interest rate risk, Country risk, Currency risk, Risk of investing in emerging markets

CIMB Islamic Balanced Growth Fund

Stock specific risk, Credit and default risk, Interest rate risk

CIMB Islamic DALI Asia Pacific Equity Growth Fund

Stock specific risk, Country risk, Currency risk, Risk of investing in emerging markets, Risks associated with investment in warrants

CIMB Islamic DALI Equity Fund

Stock specific risk, Country risk, Currency risk, Risk of investing in emerging markets, Risks associated with investment in warrants

CIMB Islamic DALI Equity Growth Fund

Stock specific risk, Risks associated with investment in warrants

CIMB Islamic DALI Equity Theme Fund

Stock specific risk, Sector risk, Risks associated with investment in Shariah-compliant warrants

CIMB Islamic Deposit Fund

Credit and default risk

CIMB Islamic Enhanced Sukuk Fund

Stock specific risk, Credit and default risk, Interest rate risk, Risks associated with investment in warrants, Risk of investing in emerging markets, Country risk, Currency risk

CIMB Islamic Equity Aggressive Fund

Stock specific risk, Risks associated with investment in warrants

CIMB Islamic Money Market Fund

Credit and default risk, Interest rate risk, Country risk, Currency risk

CIMB Islamic Small Cap Fund

Stock specific risk, Liquidity risk, Risks associated with investment in warrants

CIMB Islamic Sukuk Fund

Credit and default risk, Interest rate risk, Risk of investing in emerging markets, Risks associated with investment in warrants, Country risk, Currency risk

CIMB-Principal ASEAN Total Return Fund

Equity specific risk, Country risk, Liquidity risk, Currency risk, Credit (default) and Counterparty risk, Interest rate risk, Risk associated with temporary defensive positions, Risk of investing in emerging markets

CIMB-Principal Asia Pacific Dynamic Growth Fund

Stock specific risk, Country risk, Liquidity risk, Currency risk, Credit and default risk, Interest rate risk, Risk of investing in emerging markets.

CIMB-Principal Asia Pacific Dynamic Income Fund

Stock specific risk, Country risk, Liquidity risk, Currency risk, Credit (default) and counterparty risk, Interest rate risk, Risk associated with temporary defensive positions, Risk of investing in emerging markets

CIMB-Principal Asia Pacific Dynamic Mixed Asset Fund

Stock specific risk, Country risk, Liquidity risk, Currency risk, Credit and default risk, Interest rate risk and Risk of investing in emerging markets

CIMB-Principal Asian Equity Fund

Stock specific risk, Country risk, Currency risk, Risk of investing in emerging markets, Liquidity risk, Risks associated with investment in warrants

CIMB-Principal Australian Equity Fund

Specific Risk of the Fund: Fund manager’s risk, Currency risk, Credit and default risk

Specific Risk of the Target Fund: Target Fund risk, Market risk, Equities risk, Currency risk, Company risk, Derivatives risk

CIMB-Principal Balanced Fund

Stock specific risk, Credit and default risk, Interest rate risk

CIMB-Principal Balanced Income Fund

Stock specific risk, Country risk, Currency risk, Credit and default risk, Interest rate risk, Risk of investing in emerging markets

CIMB-Principal Bond Fund

Credit and default risk, Interest rate risk, Company specific risk, Risks associated with investment in warrants, Risk associated with investment in structured products, Risk associated with investment in derivatives

CIMB-Principal China Multi Asset Income Fund

Specific Risk of the Fund: Currency risk, Fund manager’s risk, Country risk

Specific Risk of the Target Fund: Market risk, Single market/concentration risk, China market risk, Foreign exchange risk, China A-Shares Access Products (“CAAPs”), PRC tax risks relating to CAAPs, Equity securities risk, Risks concerning China A-Shares, Risks of investing in small-cap companies, Debt securities, Downgrading risk, Credit risk, Liquidity risk, Interest rates Risk, Risks of investing in other funds, Risks relating to RQFII funds, Risks relating to RQFII funds that are exchange traded funds, Convertible bonds, Asset-backed securities (“ABS”), Derivative risk, Investor risk, Valuation risk, Early termination risk, Emerging and less developed markets securities risk, Withholding tax, Distribution out of capital, Cross-class liability, Risks associated with the Shanghai-Hong Kong Stock Connect, Risks associated with Contingent Convertible Securities (“CoCos”).

CIMB-Principal China Recovery Structured Fund*

Returns not guaranteed, Risk of non-compliance, Inflation risk, Loan financing risk, Manager’s risk, Credit risk, Legal risk, Liquidity risk, Market risk, Operational risk, Early redemption and early termination risk, Option risk, Currency risk, Mismatch risk, Counterparty risk, Early withdrawal risk, Risk associated with investments in structured products, Downgrade risk of the Issuer, Possible conflict of interest risk

CIMB-Principal China-India-Indonesia Equity Fund

Stock specific risk, Country risk, Currency risk, Liquidity risk, Risks associated with investment in warrants, Risk of investing in emerging markets

CIMB-Principal China Direct Opportunities Fund

Stock specific risk, Country risk, Credit and default risk, Liquidity risk, Currency risk, RQFII regime risk

CIMB-Principal Corporate Deposit Fund 1

Returns not guaranteed, Inflation risk, Risk of non-compliance, Manager’s risk, Loan financing risk, Credit/default risk, Interest rate risk and Concentration risk

CIMB-Principal Deposit Fund

Credit and default risk, Interest rate risk

CIMB-Principal Deposit Fund 2

Credit and default risk, Interest rate risk

CIMB-Principal Emerging Markets Multi Asset Fund

Currency risk, Fund manager’s risk, Country risk

CIMB-Principal Equity Aggressive Fund 1

Stock specific risk, Risks associated with investment in warrants

CIMB-Principal Equity Aggressive Fund 3

Stock specific risk

CIMB-Principal Equity Fund

Stock specific risk, Risks associated with investment in warrants

CIMB-Principal Equity Growth & Income Fund

Stock specific risk, Country risk, Currency risk, Risk of investing in emerging markets

CIMB-Principal Equity Income Fund

Stock specific risk, Credit and default risk, Interest rate risk, Country risk, Currency risk, Risk of investing in emerging markets, Risks associated with investment in warrants

CIMB-Principal Global Dividend Maximiser Fund

Specific Risk of the Fund: Fund manager’s risk, Legal and taxation risk, Default risk, Country risk

Specific Risk of the Target Fund: Investment objective risk, Regulatory risk, Liquidity risk, Financial derivative instrument risk, Currency risk, Counterparty risk, Options risk, Risk of investing in emerging markets, Suspension or deferral risk, Risk associated with distribution

CIMB-Principal Global Multi Asset Income Fund

Specific Risk of the Fund: Fund manager’s risk, Legal and taxation risk, Default risk, Country risk 

Specific Risk of the Target Fund: Investment objective risk, Regulatory risk, Liquidity risk, Interest rate risk, Financial derivative instrument risk, Credit risk, Currency risk, Lower rated and higher yielding debt securities risk, Counterparty risk, Credit default swap risk, Futures, options and forward transaction risk, Property and real estate companies securities risk, Mortgage related and other asset backed securities risk, Risk of investing in emerging markets, Risk associated with distribution

CIMB-Principal Global Multi Asset Income Fund 2

Specific Risk of the Fund: Fund manager’s risk, Legal and taxation risk, Currency risk , Default risk, Country risk 

Specific Risk of the Target Fund: Investment objective risk, Regulatory risk, Liquidity risk, Interest rate risk, Financial derivative instrument risk, Credit risk, Currency risk, Lower rated and higher yielding debt securities risk, Counterparty risk, Credit default swap risk, Futures, options and forward transaction risk, Property and real estate companies securities risk, Mortgage related and other asset backed securities risk, Risk of investing in emerging markets, Suspension or deferral risk, Risk associated with distribution

CIMB-Principal Global Titans Fund

Stock specific risk, Country risk, Currency risk, Fund manager’s risk, Credit (default) and counterparty risk

CIMB-Principal Greater China Equity Fund

Specific Risk of the Fund: Fund manager’s risk, Currency risk, Credit and default risk

Specific Risk of the Target Fund: Stock specific risk, Country risk, Liquidity risk, Counterparty risk, Currency risk

CIMB-Principal Income Plus Balanced Fund

Stock specific risk, Credit and default risk, Interest rate risk, Country risk, Currency risk, Risk of investing in emerging markets

CIMB-Principal Institutional Bond Fund 2

Interest rate risk, Credit and default risk, Liquidity risk, Country risk, Currency risk

CIMB-Principal Institutional Bond Fund 2

Interest rate risk, Credit and default risk, Liquidity risk, Country risk and Currency risk

CIMB-Principal Institutional Bond Fund 3

Market risk, Credit/default risk, Interest rate risk, Counterparty risk, Liquidity risk, Derivative risk.

CIMB-Principal Institutional Bond Fund 4*

Credit and default risk, Interest rate risk, Liquidity risk and Company specific risk

CIMB-Principal Institutional Bond Fund 5

Returns not guaranteed, General market environment risk, Inflation risk, Risk of non-compliance, Manager’s risk and loan financing risk, Credit (default) risk and counterparty risk, Interest rate risk, Liquidity risk, Company specific risk and Reinvestment risk

CIMB-Principal KLCI-Linked Fund

Lack of discretion by Manager to adapt to market changes, Risk associated with investment in derivatives, Risks associated with investment in warrants and/or options

CIMB-Principal Malaysia Equity Fund

Stock specific risk, Risks associated with investment in warrants

CIMB-Principal Money Market Income Fund

Credit and default risk, Country risk, Currency risk, Interest rate risk, Risk of investing in emerging markets

CIMB-Principal Preferred Securities Fund

Specific Risk of the Fund: Fund manager’s risk, Currency risk

Specific Risk of the Target Fund: Fund manager risk, Credit risk, Liquidity risk, Prepayment risk, Extension risk, Risk associated with Asset Replication Strategy

CIMB-Principal Small Cap Fund

Stock specific risk, Liquidity risk

CIMB-Principal Strategic Bond Fund

Credit and default risk, Country risk, Currency risk, Interest rate risk, Company specific risk, Risks associated with investment in warrants and/or options, Risk associated with investment in structured products, Risk associated with investment in derivatives, Risk of investing in emerging markets

CIMB-Principal Strategic Income Bond Fund 2*

Returns not guaranteed, General market risk, Risk of non-compliance, Inflation risk, Loan financing risk, Interest rate risk, Liquidity risk, Credit (default) and counterparty risk, Redemption risk, Country risk, Currency risk, Risk associated with investment in structured product, Risks associated with investment in options

CIMB-Principal Strategic Income Bond Fund*

Returns not guaranteed, General market risk, Risk of non-compliance, Inflation risk, Loan financing risk, Country risk, credit (default) and counterparty risk, Currency risk, Interest rate risk, Liquidity risk Redemption risk

CIMB-Principal Structured Investment Wholesale Fund

Returns not guaranteed, General market risk, Inflation risk, Risk of non-compliance, Manager’s risk, Loan financing risk, Credit (default) and counterparty risk, Legal risk, Liquidity risk, Market risk, Operational risk, Early termination risk, Option risk, Mismatch risk, Risk associated with investment in structured product, Downgrade risk of the Issuer, Risk of zero value, Risk of no withdrawal, Possible conflict of interest

CIMB-Principal Total Return Bond Fund*

Interest rate risk, Mismatch risk, Liquidity risk, Credit (default) and counterparty risk, Redemption risk, Country risk, Currency risk, Risk associated with investment in Convertible Bonds, Early termination risk

CIMB-Principal Total Return Bond Fund 2*

Interest rate risk, Mismatch risk, Liquidity risk, Credit (default) and counterparty risk, Redemption risk, Country risk, Currency risk, Early termination risk

CIMB-Principal Total Return Bond Fund 3*

Interest rate risk, Mismatch risk, Liquidity risk, Credit (default) and counterparty risk, Redemption risk, Country risk, Currency risk, Early termination risk

CIMB-Principal Total Return Bond Fund 4*

Interest rate risk, Mismatch risk, Liquidity risk, Credit (default) and counterparty risk, Redemption risk, Country risk, Currency risk, Early termination risk

CIMB-Principal Total Return Bond Fund 5*

Interest rate risk, Mismatch risk, Liquidity risk, Credit (default) and counterparty risk, Redemption risk, Country risk, Currency risk, Early termination risk

CIMB-Principal Total Return Bond Fund 6*

Interest rate risk, Mismatch risk, Liquidity risk, Credit (default) and counterparty risk, Redemption risk, Country risk, Currency risk, Early termination risk

CIMB-Principal US Mortgage Fund

Specific Risk of the Fund: Currency risk, Fund manager’s risk, Country risk 

Specific Risk of the Target Fund: Counterparty risk, Derivatives risk, Risk linked to structured debt/securitised products, Risk related to efficient portfolio management techniques

CIMB-Principal Wholesale Deposit Fund 1

Returns not guaranteed, Inflation risk, Risk of non-compliance, Manager’s risk and loan financing risk, Fund Credit/Default risk, reinvestment risk and concentration risk

CIMB-Principal Wholesale Deposit Fund 2

Returns not guaranteed, Inflation risk, Manager’s risk, Risk of non-compliance, Loan financing risk, Credit/default risk, Interest rate risk, Reinvestment risk and Concentration risk

CIMB-Principal Wholesale Equity Fund*

Returns not guaranteed, General market risk, Inflation risk, Risk of non-compliance, Manager’s risk and loan financing risk, Stock specific risk, Company specific risk, Country risk, Currency risk, Liquidity risk, Risk of assets in emerging markets, Risks associated with investment in warrants/options


The above summary of risks does not purport to be an exhaustive list of all the risk factors relating to investments in the Fund and are not set out in any particular order of priority. You should be aware that an investment in a unit trust fund may be exposed to other risks from time to time. If in doubt, you should consult professional advisers for a better understanding of the risks.

*units are no longer issued for subscriptions

 

 


 

Back to top