Fund Type: Equity / Growth
The Fund aims to provide investors with capital growth through a well-diversified and evolving asset allocation.
- seek an investment plan spanning 20 years from the Fund’s launch date. Such plans include preparation for children’s educational needs, additional personal retirement savings or future savings.
| Application Fees |
Up to 6.5% on each investment |
|
Annual Fees |
Management Fee: Up to 1.80% per annum of the NAV |
| |
Trustee Fee: 0.08%* per annum of the NAV
* Subject to a minimum fee of RM18,000 per annum. |
| Switching Fees |
Switching will be conducted based on the value of your investment in a Fund. The minimum amount for a switch must be equivalent to the minimum withdrawal amount applicable to a Fund or such amounts as the Manager may from time to time decide. Please note that the minimum amount for a switch must also meet the minimum initial investment amount or the minimum additional investment amount (as the case may be) applicable to the fund to be switched into. Unit holders must at all times maintain at least the minimum balance required for a Fund to stay invested in that Fund. The Manager may, at its absolute discretion, allow switching into (or out of) a Fund, either generally (for all Unit holders) or specifically (for any particular Unit holder). However, there is no switching facility from and into CIMB-Principal Xcess Cash Fund.
However, for CIMB-Principal Lifecycle Funds, switching is allowed:
- within the CIMB-Principal Lifecycle Funds; and
- from other CIMB-Principal funds into any of these Funds.
Subject always to the Manager’s absolute discretion, switching out from any of these CIMB-Principal Lifecycle Funds into other funds is not allowed. |
| Distribution Policy |
Given its investment objective, the Fund is not expected to pay any distribution. |
|
Maturity Date |
The 20th anniversary of the commencement date of the Fund i.e. 10 August 2027. |
| Initial Investment |
Minimum RM500 |
| Additional Investment |
RM200 or more at any time |
| Cooling off period |
You have six (6) Business Days after your initial investment (i.e. the date the application is received by CIMB-Principal Asset Management) to reconsider its appropriateness for your needs. Within this period, you may withdraw your investment at the NAV per unit on the day the units were first purchased and have the Application Fee (if any) repaid. Please note that the cooling-off right is only given to an investor who is investing with CIMB-Principal Asset Management or any Approved Distributor for the first time. However, corporations/institutions, CIMB-Principal Asset Management’s staff and person(s) registered to deal in unit trust of CIMB-Principal Asset Management or any Approved Distributor are not entitled to the cooling-off right.
However, investors who invest via the EPF Members Investment Scheme (where available) are subject to EPF’s terms and conditions. |
| Redemption/Withdrawal |
RM200 or 400 units |
| Launch Date |
12 July 2007 |
| Approved Fund Size (units) |
600 million units (combined fund size for the CIMB-Principal Lifecycle Funds) |
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