EPF-MIS Calculator

CIMB-Principal Asset Management Berhad being an institution under the EPF Members' Investment Scheme enables you to invest part of your EPF Savings into its full range of unit trust funds.

Under this scheme, members can invest not more than 20% of their credit in excess of Basic Savings in Account 1. The minimum amount of savings that can be withdrawn is RM 1,000 and can be made at intervals of three months from the date of the last transfer, subject to the availability of the Basic Savings required in Account 1.

Estimated amount is just a guide as to how much is eligible for investment withdrawal. The actual amount can be obtained from the nearest EPF counters.

Balance in Account 1 RM
Age  
select
   
 
Amount that can be invested   

Required Basic Savings In Account 1

Age
(Years)
Basic Savings
(RM)
Age
(Years)
Basic Savings
(RM)
18 1,000 37 54,000
19 2,000 38 59,000
20 4,000 39 64,000
21 5,000 40 69,000
22 7,000 41 76,000
23 9,000 42 81,000
24 11,000 43 88,000
25 13,000 44 95,000
26 15,000 45 102,000
27 18,000 46 109,000
28 21,000 47 117,000
29 24,000 48 125,000
30 27,000 49 134,000
31 30,000 50 143,000
32 34,000 51 153,000
33 37,000 52 163,000
34 41,000 53 174,000
35 46,000 54 185,000
36 50,000 55 196,800

Some Examples To Compute The Allowable Investment Amount

Member Age Savings In Account 1 (RM) Basic Savings (RM) Computation: Savings In Account 1- Basic Savings x 20% Member's Eligibility
A 22 4,000 7,000 - Not qualified as the savings is lesser than the basic savings required.
B 25 16,000 13,000 (16,000 - 13,000) x 20% = RM600 Not qualified as the savings is lesser than required minimum investment amount of RM 1,000.
C 25 24,000 13,000 (24,000 - 13,000) x 20% = RM2,200 Qualified as the savings is more than the basic savings and minimum limit.
D 40 65,000 69,000 - Not qualified as the savings is lesser than the basic savings required.
E 45 138,000 102,000 (138,000 - 102,000) x 20% = RM7,200 Qualified as the savings is more than the basic savings and minimum limit.

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