EPF-MIS Calculator

CIMB-Principal Asset Management Berhad being an institution under the EPF Members' Investment Scheme enables you to invest part of your EPF Savings into its full range of unit trust funds.

Under this scheme, members can invest not more than 30% of their credit in excess of Basic Savings in Account 1. The minimum amount of savings that can be withdrawn is RM 1,000 and can be made at intervals of three months from the date of the last transfer, subject to the availability of the Basic Savings required in Account 1.

Estimated amount is just a guide as to how much is eligible for investment withdrawal. The actual amount can be obtained from the nearest EPF counters.

CIMB-Principal Asset Management Berhad adalah institusi di bawah Skim Pelaburan Ahli KWSP yang membolehkan anda melaburkan sebahagian daripada Simpanan KWSP anda ke dalam rangkaian dana-dana unit amanahnya.

Di bawah skim ini, ahli boleh melaburkan tidak lebih daripada 30% lebihan kredit mereka di dalam Simpanan Asas dalam Akaun 1. Amaun minimum simpanan yang boleh dikeluarkan adalah RM1,000 dan boleh dibuat pada selang masa tiga bulan dari tarikh pindahan terakhir, tertakluk kepada kesediaan Simpanan Asas yang diperlukan untuk Akaun 1.

Balance in Account 1 RM
Age  
select

 
   
Amount that can be invested   

Required Basic Savings In Account 1

Age
(Years)
Basic Savings
(RM)
Age
(Years)
Basic Savings
(RM)
18 1,000 37 60,000
19 3,000 38 66,000
20 5,000 39 72,000
21 6,000 40 78,000
22 8,000 41 85,000
23 10,000 42 92,000
24 12,000 43 100,000
25 14,000 44 108,000
26 17,000 45 116,000
27 20,000 46 125,000
28 23,000 47 134,000
29 26,000 48 144,000
30 29,000 49 154,000
31 33,000 50 165,000
32 37,000 51 176,000
33 41,000 52 188,000
34 45,000 53 201,000
35 50,000 54 214,000
36 55,000 55 228,000

Some Examples To Compute The Allowable Investment Amount

Member Age Savings In Account 1 (RM) Basic Savings (RM) Computation: Savings In Account 1- Basic Savings x 30% Member's Eligibility
A 22 3,000 7,000 - Not qualified as the savings is lesser than the basic savings required.
B 25 16,000 14,000 (16,000 - 14,000) x 30% = RM600 Not qualified as the savings is lesser than required minimum investment amount of RM 1,000.
C 25 24,000 14,000 (24,000 - 14,000) x 30% = RM3,000 Qualified as the savings is more than the basic savings and minimum limit.
D 40 65,000 78,000 - Not qualified as the savings is lesser than the basic savings required.
E 45 138,000 116,000 (138,000 - 116,000) x 30% = RM6,600 Qualified as the savings is more than the basic savings and minimum limit.

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